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Annuity/LTCI Combinations: More to Come
Annuity/LTCI Combinations: More to Come Discussion of combination long-term care insurance and annuity ... More to Come Discussion of combination long-term care insurance and annuity products. Marketing and ...- Authors: Carl Friedrich, Susan Saip
- Date: Oct 2009
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context
- Publication Name: Product Matters!
- Topics: Annuities>Marketing and distribution - Annuities; Long-term Care>Long-term care insurance
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Results of Universal Life, Indexed Universal Life, and Variable Universal Life Survey
values to be available for distribution is the primary concern of the buyer. Within this category are ... percentage of UL policies that are written with long-term care (LTC) riders (see Figure 5). A chronic illness rider ...- Authors: Susan Saip
- Date: Aug 2021
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Investment strategy - Life Insurance; Life Insurance>Capital - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
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How Do Your Universal Life and Indexed UL Products Stack Up?
accumulation and efficient distributions are the primary concerns of the buyer. Within this category are ... the popularity of chronic illness and long-term care riders has increased as more and more carriers ...- Authors: Susan Saip
- Date: Dec 2014
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UL Benchmarking Survey
shown in the table below: Profit Measures The primary profit measure assumed in pricing by the majority ... commissions up to target. Following is a summary of the primary components of compensation by product type: Pricing ...- Authors: Susan Saip
- Date: Feb 2008
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Universal life
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What's Trending in the Universal Life Market? More of the Same
accumulation and effi cient distribution are the primary concerns of the buyer. With- in this category ... terminal illness, to chronic illness and long-term care. Under chronic illness riders, payment of the ...- Authors: Susan Saip
- Date: Oct 2015
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
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Universal Life and Indexed UL Current Trends and Reactions
values to be available for dis‑ tribution is the primary concern of the buyer. Within this category are ... separately by product type. The use of long‑term care (LTC) riders attached to life insur‑ ance policies ...- Authors: Susan Saip
- Date: Nov 2017
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Universal life
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Product Matters! April 2003, Issue No. 55
reinsurers, who face many of the same pressures as direct writers, have found it necessary to withdraw from ... either the GMIB value or the contract value. A direct cost, or economic cost, of a GMIB is incurred ...- Authors: Application Administrator, Douglas Doll, Susan Saip, Michael Joseph Burns, Eric Carlson, Robert Ireland
- Date: Apr 2003
- Publication Name: Product Matters!
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Product Matters! March 2006, Issue No. 64
assumption about the level of underwriting exceptions a direct writer makes should be included in the product ... underwriting philoso- phy and practices of the direct writer. Interpreting the automatic requirements ...- Authors: Garth A Bernard, William R Horbatt, Donna Claire, Susan Saip, Mary Broesch, Christian David Klein, Elinor Friedman
- Date: Mar 2006
- Publication Name: Product Matters!
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Product Matters! August 2005, Issue No. 62
from their “bread-and-butter” product line. The primary hurdle to entering the EIUL market may be an administrative ... agents on a new concept can take time, effort and care. When appointed to bring an EIUL product from concept ...- Authors: James C Brooks, Douglas Doll, Jeffery Dukes, Abraham Gootzeit, Donna Claire, Michael Kaster, Susan Saip, Michael LeBoeuf, Robert Stone, David Weinsier, Edward Hui
- Date: Aug 2005
- Publication Name: Product Matters!
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Current Dynamics of Universal Life and Indexed UL
(IULSG) are seen in the graph in Figure 2. Long-term Care and Chronic Illness Rider Sales The popularity ... UL/IUL products with chronic illness and long-term care (LTC) riders can be seen as more and more companies ...- Authors: Susan Saip
- Date: Oct 2013
- Competency: Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life